Better Coverage. 40%+ Lower Premiums.
GiP is the best insurance program on the market for gym owners. On average we save Anytime Fitness gyms over 40% compared to their preferred insurance vendor — with broader protection, not less.
Trusted by gym owners across the country
Built for the brands you already know
GiP is written for franchise gym operators — we know the lease requirements, franchisor insurance schedules, and the certificates your brand demands.
200+ locations in program
Full-service clubs
Group training
Heart-rate studios
24-hour access gyms
Large-format clubsIndependent and multi-brand operators welcome — coverage available in all 48 contiguous states.
A 4-location Anytime Fitness group cut their premium by more than half.
They moved off a big-box carrier, kept higher liability limits, and still saved 54% on their annual premium — with broader coverage, not less.
See What You'd SaveFor privacy, all testimonials, case studies, names, premiums and savings figures shown are illustrative examples of potential savings only. They are not a guarantee of any specific premium, savings, coverage or outcome. Actual results vary by location count, operations, loss history, limits and carrier underwriting.
Most gym policies look great… until a claim happens.
Many gym owners are still insured through legacy carriers that were never designed to understand fitness businesses — and the gaps only show up at the worst possible time.
A member tears a ligament during a HIIT class. GiP's general liability responds to medical bills and legal defense.
A trainer's advice leads to an overuse injury. Professional liability covers the claim and defense costs.
A member slips in the locker room. Premises liability steps in before the owner pays out of pocket.
A cable machine fails and injures a user. Equipment coverage handles repair, replacement, and liability.
A water line bursts overnight and floods the floor. Property coverage pays for repairs and lost income.
A former employee alleges wrongful termination. EPLI covers legal fees and settlements.
Member payment data is compromised. Cyber coverage handles notification, credit monitoring, and fines.
A fire forces a two-week closure. Business income coverage replaces lost revenue while repairs are made.
A claim is denied because the policy excluded group classes. GiP reviews the gaps before they become losses.
A carrier drags out a valid claim for months. GiP's partners prioritize fast, fair claim resolution.
Renewal jumps 30% with no claims. GiP shops specialized markets to keep pricing competitive.
Fees for certificates and additional insureds add up. GiP builds these into the program, not onto the invoice.
One uncovered claim can cost more than a decade of premium. GiP closes the gaps — for less money.
Check My GapsWhy gym owners choose GiP.
We combine specialized fitness insurance expertise with experienced commercial pros — so your program actually fits your floor plan.
Gym Focused
Built specifically for fitness businesses. We don't insure restaurants or office buildings.
Coverage Gap Review
We review the line items most agents never even look at.
Risk Management
Helping owners reduce risk before claims occur — not just clean up after.
Industry Expertise
We understand gyms because we work with gyms. Every single day.
Community
Become part of a growing network of fitness business owners sharing wins.
OnePoint Partnership
Powered by OnePoint Insurance Partners — specialized fitness industry expertise.
What gym owners say after they switch.
Real outcomes from operators in the GiP program — better coverage, lower premiums, faster service.
“We were with our previous carrier for six years and thought we were getting a deal. GiP came in with broader coverage and cut our premium by more than half. The switch took 15 minutes.”
“Our old policy had gaps around personal training and group classes. GiP actually understood how a gym runs — they found the holes before a claim did.”
“Certificates for the landlord and the franchisor used to take days. Now it's same day, every time. That alone was worth the move.”
A 4-location Anytime Fitness group moved off a big-box carrier and kept higher liability limits.
For privacy, all testimonials, case studies, names, premiums and savings figures shown are illustrative examples of potential savings only. They are not a guarantee of any specific premium, savings, coverage or outcome. Actual results vary by location count, operations, loss history, limits and carrier underwriting.
We quoted and switched a gym owner's policy in 15 minutes or less — from first call to bound coverage.
For privacy, all testimonials, case studies, names, premiums and savings figures shown are illustrative examples of potential savings only. They are not a guarantee of any specific premium, savings, coverage or outcome. Actual results vary by location count, operations, loss history, limits and carrier underwriting.
A member injury claim during a personal training session was covered end to end under the GiP program.
For privacy, all testimonials, case studies, names, premiums and savings figures shown are illustrative examples of potential savings only. They are not a guarantee of any specific premium, savings, coverage or outcome. Actual results vary by location count, operations, loss history, limits and carrier underwriting.
Insurance doesn't have to be boring.
Straight-talking videos for gym owners — what's covered, what isn't, and how to stop paying too much.
Coverage built for fitness businesses.
Rather quote it yourself?
Head straight to the GiP quoting portal, enter your gym's details, and get moving on your own time. No phone tag, no waiting.
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Powered by OnePoint Insurance Partners.
GiP combines specialized fitness insurance expertise with experienced commercial insurance professionals to create a stronger, smarter solution for gym owners.
Ready for a GiP Risk Review?
Find out if your current insurance program has hidden coverage gaps, unnecessary costs, or opportunities for improvement.
- Free, no-pressure review
- Built specifically for gym owners
- Backed by OnePoint Insurance Partners
- Concrete coverage recommendations
Join the GiP community.
Connect with fellow gym owners and stay up to date on risk management insights, insurance updates, and GiP video content.